SIP Calculator
Calculate your Systematic Investment Plan returns with detailed analysis and graph visualization
Investment Summary
Year-wise Breakup
Investment Allocation
Investment Growth Projection
Frequently Asked Questions
What is a SIP Calculator?
A SIP calculator is an online tool that helps investors estimate the potential returns from their Systematic Investment Plan investments in mutual funds. It calculates the maturity amount based on regular investments, investment period, and expected rate of return.
How does SIP calculator work?
The SIP calculator uses the formula: M = P × ({[1 + i]^n – 1} / i) × (1 + i), where M is maturity amount, P is monthly investment, n is number of payments, and i is periodic interest rate. It considers compounding effect for accurate results.
Is SIP better than lump sum investment?
SIPs help in rupee cost averaging and reduce market timing risk. While lump sum can give higher returns in rising markets, SIPs provide discipline and better risk management for most investors.
Can SIP calculator predict exact returns?
No, SIP calculators provide estimated returns based on assumed rate of return. Actual returns may vary due to market fluctuations and fund performance.
What is the minimum amount for SIP?
Most mutual funds allow SIP investments starting from ₹500 per month, making it accessible for small investors to participate in market growth.